Generate a high level of income consistent with prudent investor risk.
Timothy Plan’s Fixed Income fund is designed to provide current, stable income and play an integral role in a balanced portfolio. Focused on bonds with higher ratings, or debt securities primarily from companies with an above average credit rating, the fund strives to deliver consistent income, while preserving capital investment. Call 1.800.846.7526 or chat online if you need any assistance.
The Fund's objective is to generate a high level of current income consistent with prudent investment risk. To achieve this goal, the Fund normally invests in a diversified portfolio of debt securities. These include corporate bonds, convertible securities, U.S. Government and agency securities and preferred securities. The investment manager purchases securities for the Fund that are investment grade, with a rating of at least "BBB" as rated by Standard & Poor's or a comparable rating by another nationally recognized rating agency.
In managing its portfolio, the Fund concentrates on sector analysis, industry allocation and securities selection deciding which types of bonds and industries to emphasize at a given time, and then which individual bonds to buy. The Fund attempts to anticipate shifts in the business cycle in determining types of bonds and industry sectors to target. After first considering the moral screens, the Fund seeks out securities that appear to be undervalued within the emphasized industry sector. By selecting high quality issues with strong defensive characteristics and attractive upside potential the manager seeks to provide Fund investors with superior returns with lower risk than the Barclays Capital U.S. Aggregate Bond Index, the most conservative standard fixed income benchmark.